In Germany, health insurance is mandatory. Employees of TU Darmstadt are generally required to apply for statutory health insurance. The health insurance contributions are deducted directly from the gross salary. Here is a list of the statutory health insurance companies.
The Welcome Centre assists you in finding a suitable health insurance. Contact us if you need help finding the appropriate insurance coverage.
Under certain conditions the health insurance in your home country can be maintained for EU-citizens, as well as citizens of Iceland, Liechtenstein, Norway and Switzerland. Possible costs for medical treatment can be reimbursed by the health insurance abroad. For ambulatory medical services, the insured person must pay in advance and then have the bill refunded by the health insurance company in their home country.
However, if you have an employment contract in Germany, German health insurance is mandatory.
For long-term research stays in Germany, please contact the health insurance provider in your home country. It is possible to receive a German health insurance card that will be billed to the health insurance company in your home country.
Third country nationals
For third-country nationals, the home country health insurance may only cover certain costs during the stay. In this case, a certificate from the health insurance company confirming the sufficient insurance coverage for the stay in Germany is mandatory. Furthermore, proof of health insurance coverage is mandatory for applying for a residence permit.
A travel health insurance is not recommended! It is not sufficient for a long-term health insurance coverage in Germany.
In case of a stay with a scholarship, there is no possibility of applying for statutory health insurance. Please check with your scholarship provider if private insurance is included in the extent of your funding. If this is not the case, you can inform yourself at Euraxess. In exceptional cases, a voluntary statutory health insurance is suitable. The conditions for this can also be found at Euraxess.
If you stay longer than 90 days, it is strongly recommended to apply for a german private health insurance.
Further information on health insurance for scholarship holders can be found here.
Each unemployed family member that enters Germany with you (partner, children) needs an additional private health insurance.