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Health Insurance for International Students

As a student of the TU Darmstadt you need a valid health insurance. Whether you're from the EU, a partner country, or elsewhere, specific rules apply. Be sure to arrange your insurance before arriving, as coverage must begin with the official semester start.

In order to enrol at TU Darmstadt, you must have valid health insurance. Please find out which services and treatments are covered by your health insurance before coming to Darmstadt.

Important: The insurance starts at the beginning of each semester – 1 October (winter semester) or 1 April (summer semester). If your arrive later, for example due to a visa delay, you will still have to pay the insurance fee from the official start of the semester.

For more information please also see the DAAD website for health insurances for students in Germany and GKV-Spitzenverband

Please also read our FAQs.

If you come from an EU/EEA country, the UK or Switzerland you are covered by your valid European Health Insurance Card (EHIC)or Global Health Insurance Card (GHIC) in your home country.

However, you will need to contact a German statutory health insurance company, which will electronically transfer your insurance status to the TU Darmstadt.

Check which services and costs are covered in Germany before you arrive, so you can decide if you need additional insurance, as coverage may differ from that in your home country.

Important: If you want to work, you must be covered by a German health insurance. Contact a German statutory health insurance company for advice before you start work.

If you come from a country that has a social security agreement with Germany (Bosnia-Herzegovina, Macedonia, Montenegro, Serbia, Tunisia, Turkey, United Kingdom), you can use your statutory insurance from your home country.

The condition is that the insurance is verified and recognized by a German health insurance company. Please contact the German statutory health insurance company (opens in new tab) of your choice.

Once the German statutory health insurance company has recognized your insurance status, it will send it electronically to the TU Darmstadt.

Contact your insurance company in your home country to find out how to proceed and what medical treatment is covered in Germany. This may vary from country to country.

Below you will find the list of countries and the corresponding forms that you need to apply for and submit to the German health insurance company.

  • Bosnia-Herzegovina: BH 6
  • Macedonia: D/RM 111
  • Montenegro: De/MNE 111
  • Serbia: DE 111 SRB
  • Tunisia: A/TN 11
  • Turkey: A/T 11

Important: If you want to work, you must be covered by a German health insurance. Contact a German statutory health insurance company for advice before you start work.

If you are not from an EU country or a country with a social security agreement, you must take out German health insurance.

Statutory student health insurance costs between 125 and 150 euros/month and covers all medically necessary services.

Check out the list with German statutory health insurance companies (opens in new tab). As soon as you are insured, the health insurance company you chose must inform TU Darmstadt of your insurance status.

Please refer to section 5 for further information.

If you turn 30 during your studies, you can choose whether to take out voluntary statutory or private health insurance.

Check out the list of different private health insurances (opens in new tab) available in Germany.

If you are already 30 or older when you start your studies, you must take out private health insurance. Once you have private health insurance, a statutory health insurance company must confirm your insurance status (M10). To do this, you must contact a statutory health insurance company (opens in new tab) and ask them to send your status electronically to TU Darmstadt.

In general, private health insurance policies of other countries are not recognized by the immigration authorities, since it cannot be ensured that the scope of all services and treatments of the private health insurance abroad corresponds to that of the German state health insurance.

As soon as you have been admitted, choose your statutory health insurance company and inform them directly of your admission to TU Darmstadt.

The notification of your insurance status will be sent electronically. The statutory health insurance companies send the insurance status of students directly to the TU Darmstadt, even if they are privately insured.

How you do it

  • Statutory health insurance: Contact your statutory health insurance company and ask them to send your insurance status (M10) to TU Darmstadt.

Please note:

  • Your personal details from the ID document (your surname, all first names and date of birth) and from your TU Darmstadt application must match exactly your health insurance details so that your health insurance details can be correctly assigned during the electronic notification (M10).

Travel health insurance is NOT sufficient for studying in Germany!

A travel health insurance is valid if you apply for your visa and entry into Germany until the official start of the semester (e.g. if you are joining an intensive language course before the start of the semester). At the start of the semester, you will need health insurance.

Although this insurance is not compulsory in Germany, it is strongly recommended. It covers accidental damage you may cause. Find out in advance which insurance companies are suitable for you.

8. FAQ

The process for setting up or confirming a statutory German health insurance differs from that of a degree-seeking student, however the conditions are the same. You will receive further information regarding procedures and processes directly from your TU Darmstadt exchange coordinator together with your admission letter. For question regarding insurance for exchange students, please contact your coordinator directly.

No. For more information, see section 6.

Please see section 5.