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Health Insurance for International Students

As a student of the TU Darmstadt you need a valid health insurance. Here you will find all the necessary steps to set up a full insurance coverage during your stay.

In order to enrol at TU Darmstadt, you need to have health insurance. Please find out which services and treatments your health insurance covers before coming to Darmstadt.

Depending on the country you come from, there are differences regarding health insurance eligibilities and processes. You can find more information below regarding which of the following applies to you.

For more information please also see the DAAD website for health insurances for students in Germany and GKV-Spitzenverband

For our FAQ please see section 7 at the bottom of the page.

If you are coming from a country within the EU, If you have a European Health Insurance Card (EHIC)or Global Health Insurance Card (GHIC), please make sure that it is valid during your entire stay or for at least one semester.

The European Health Insurance Card only covers treatment for medical emergencies. If you need normal treatment, you might get an invoice from the doctor. You can submit this invoice to your health insurance in your home country for reimbursement. Please note that the reimbursement differs in every country. Make sure you obtain information from your health insurance beforehand.

If you come from one of the countries listed below, you can use your statutory health insurance. You will find the exact procedure on the respective form you will receive from your statutory insurance in your home country. Please make sure that it is valid for at least three months beyond the beginning of the semester.

You can only use it to enrol at the TU Darmstadt if it has been recognized by a German statutory health insurance company. Please contact them directly for further information.

Below you will find the list of countries and the corresponding forms that you need to apply for and submit to the German health insurance company.

  • Bosnia-Herzegovina: BH 6
  • Macedonia: D/RM 111
  • Montenegro: De/MNE 111
  • Serbia: DE 111 SRB
  • Tunisia: A/TN 11
  • Turkey: A/T 11

Please find more information below for Health Insurance opportunities for Turkish students.

The statutory health insurances of the agreement countries only cover the treatment of medical emergencies. If you need normal treatment, you may receive a bill from your doctor. Please note that reimbursement varies from country to country. Check with your health insurance company beforehand.

International students who do not have a European Health Insurance Card (EHIC) or Form E106 need to purchase a German statutory health insurance prior to their stay at TU Darmstadt.

If you do not have a European Health Insurance Card and if you are more than 30 years old during your stay, you have to purchase a private health insurance. This means that you will have to pay all incurred costs (treatment and follow-up costs).

Here you can find a list of the different private health insurance companies (only in German) offered in Germany.

In general, private health insurance policies of other countries are not recognized by the immigration authorities, since it cannot be ensured that the scope of all services and treatments of the private health insurance abroad corresponds to that of the German state health insurance.

Student health insurance costs around EUR 120 – 125 per month and it usually has to be purchased for the entire semester.

Important: The winter semester at TU Darmstadt starts in October, the summer semester in April. Therefore, your German statutory health insurance will only be valid from October 1st or from April 1st.

Should you arrive earlier, for example to participate in our intensive language courses in March or September, you must have a valid foreign travel health insurance for this period. Please contact your home country's health insurance company to have them issue the foreign travel health insurance.

International travel health insurance policies accepted by German embassies, for example, are not sufficient for enrollment or the entire duration of your study-programme because they only cover the costs of medical emergencies that occur during the validity of your visa.

There is an exception for those who take out German health insurance for the semester and arrive before the official start of the semester on October 1 or April 1. This is the case, for example, if you participate in the intensive language course. For this period, September or March, a foreign travel health insurance is accepted.

The registration of the insurance status of students as of 01.12.2021 will be carried out exclusively digitally via the electronic registration procedure. In this process, the statutory health insurance companies must transmit the insurance status of admitted or enrolled students to the TU Darmstadt, even in the case of private insurance.

Please visit the link above to search for a German statutory health insurance plan that best suits your personal needs. As soon as you have chosen a statutory health insurance company, inform them directly about your admission to TU Darmstadt.

Please proceed as described below, depending on which applies to you:

  1. If you are insured with a German statutory health insurance or just signed up for one, please contact your health insurance directly and request the “Meldegrund 10“ for the Technische Universität Darmstadt.
  2. If you are privately insured or have recently taken out private health insurance, please contact a statutory health insurance company of your choice and request the ”Meldegrund 10“ for the Technische Universität Darmstadt”.

Further Information:

  • This applies to all students, regardless of which country you come from or what type of health insurance you have. Please note that you must have any form of health insurance other than German statutory health insurance verified by a statutory health insurance company.
  • The insurance card or a written membership certificate is NOT sufficient proof of insurance status.
  • Please make sure that, in the case of statutory health insurance, your surname, (all) first name(s) and date of birth match the information in your official identification document (ID card, passport) so that your health insurance data can be assigned without any problems in the electronic registration procedure.
  • If you have any further questions about the registration procedure, please contact a statutory health insurance provider.

7. FAQ

Please read through the information above. The process for setting up or confirming a statutory German health insurance is different then that of a degree-seeking student, however the conditions are the same. You will receive further information regarding procedures and processes directly from your TU Darmstadt exchange coordinator together with your admission letter. For question regarding insurance for exchange students, please contact your coordinator directly.

No. Please see section 5. for more information,

Please see section 6.